[Glossary](https://pecuvo.eu/en/glossary/) · Fraud and security # Reporting fraud **In short:** reporting fraud means telling your bank and the competent authorities what happened as quickly as possible — to stop the payment, trace the money and protect other people. **Simply put:** Four steps: Stop (don't pay a second time) · Block (the card or app access) · Tell (your bank on its official number and someone you trust) · Keep (screenshots, account numbers, dates; don't delete the chats). Report even if you lost no money — you protect others. **Example:** You sent €600 to a fake seller. You call your bank within the first hour, report it to the police and attach screenshots of the chat. **Watch out:** shame is the fraudster's ally. Reporting is not a failure — "straight away" is the fastest cure. > **Example: Bulgaria** — first the bank; for a crime — the police and GDBOP (General Directorate Combating Organised Crime, Cybercrime Department, cybercrime.bg); companies and licences — FSC and BNB; disputes with traders — CPC; personal data — CPDP. > > **Check in your country** — your bank, the police (often with an online cybercrime form), the financial supervisor and the consumer protection authority. **Source:** Europol — Online fraud schemes: https://www.europol.europa.eu/crime-areas/online-fraud-schemes · GDBOP cybercrime: https://www.cybercrime.bg · CPC: https://kzp.bg ## In depth in the modules - [Module 17](https://pecuvo.eu/en/modules/fraud-pyramids-and-getting-rich-quick/) - [Module 28](https://pecuvo.eu/en/modules/digital-finance-and-security/) ## Related terms - [Blocking a card](https://pecuvo.eu/en/glossary/blocking-a-card/) - [Unauthorised payment](https://pecuvo.eu/en/glossary/unauthorised-payment/) - [Consumer Protection Commission (CPC)](https://pecuvo.eu/en/glossary/cpc/) - [Commission for Personal Data Protection (CPDP)](https://pecuvo.eu/en/glossary/cpdp/) - [Financial regulators](https://pecuvo.eu/en/glossary/financial-regulators/) - [Complaint to a bank](https://pecuvo.eu/en/glossary/bank-complaint/)